by Did you receive any call from an unknown number claiming to be from Spectrum? If yes, do not listen to them! Spectrum Scam is the one of the viral scams going on recently. This review uncovers the fraudulent activities of this of scammers and offers tips on how to detect scam texts and avoid them. Read till the end.
Phishing (Email scams) and Smishing (Fraud through Text messages) are on the increase these days. Scammers are now coming up with several ways to defraud people on a daily basis. One of the ways they do this is by sending text messages to people or calling them and prompting them to release vital information or even gaining access to their information without their knowledge. Receivers of such calls are therefore advised to always carry out due diligence before giving out any information about themselves.
What Is Spectrum Scam All About?
Spectrum Scam is a call placed by fraudsters disguising themselves to be representatives of Spectrum, a cash app. The caller requests for your account info, security pin, credit card details and other personal info. Then, the scammer contacts Spectrum, posing as you and uses the info you provided to authenticate your account. Do not fall for it.
How Does Spectrum Scam Work?
In order to appear genuine, the cyber criminals behind the Spectrum Scam employ the following strategies.
- Calling people using spoofed phone numbers and tell their victim they have applied a 50% discount to your monthly bill from six months to three years but you will have to pay for a few months upfront to lock in the new rate. The caller asks for your Spectrum details to verify your account, and they take your payment information to process the fee .
- Another method they use is asking you to upgrade your modem, router, or other equipment at a discount, offering a small one-time fee or low monthly payments. Then, the scammer will take your information to claiming to verify your account and process fees.
- Once the scammer pitches their scam tricks (like 50% off service or discounted equipment), they ask for payment in target gift cards because they know that gift cards are easy to transfer but difficult to trace( once you read a gift card number to a scammer, the money is essentially gone)
- In the latest Spectrum text scam, these fraudsters claims your bill has been paid for the month and attach a link to redeem a “free gift.” The link leads to a fake website designed to steal your information.
Bear in mind that Spectrum does not reach out to their customers through calls and they will not request for your personal information.
What Are The Effects Of This Phishing Scams On The Receivers?
The negative effects that Spectrum Scam has had on people who fell victim of their tricks unknowingly is really alarming. People lost huge amount of money because these scammers gained access to their bank details and stole from them. Some even started borrowing from friends to survive while some other victims had critical health condition just because they could not bear the shock of losing all they had to these fraudsters.
These and may more stories, prompted us to start educating the public about this fast rising phishing scam known as Spectrum Scam as well as other methods used by scammers these days.
How To Detect Spectrum Scam.
Below are some of the ways you can identify a scam call or text by fraudsters.
- They make the call sound urgent and real and give penalty for those who default. This is to make the receiver do what they said.
- They disguise to be a reputable agency, steal the agency’s official logo and address just to convince people.
- They send links to malicious sites to get your personal information and steal from you.
- There are usually errors in their email address or the content of the mail or text.
- Majority of them only make use of text messages and chats.
7 Ways To Avoid Being Scammed By These Fraudsters.
In order not to be a victim of the Spectrum Scam or any other fake agency, follow these instructions:
- Do not click on any link or download attachment from an unknown sender: Do not be in a hurry to click on any link sent in a mail or text message from someone you do not know.
- Check the URL of the links they sent: Is there is an error in the URL or even the content of the text message like misspelling or omission, then know it is a scam.
- Carry out your investigation: Before clicking on any link, do a research to know if they are actually it is actually coming from the said organization. This will save you a lot.
- Do not disclose your personal information anyhow: No genuine agency will request that you provide personal information such as bank account details, password and others.
- Follow your instinct: Whenever you come across a suspicious text message, it always safe to pay attention to the details in the message to check for any suspicious activities rather than being carried away by their urgent tone.
- Report suspicious email or text messages: As soon as you receive a suspicious call from an unknown number, report to your local enforcement agency so that they will take actions to stop further scam activities and block the number from calling you. If you have already shared your personal or financial information with these scammers, all you just have to do is to shut down your cards, then report the incident to Spectrum by calling their customer service through 1 (833) 267-6094.
- Tell others about the Spectrum Scam: Enlighten your friends and family member about the ongoing scam so that they will be aware and not fall victim.
Conclusion
People should be cautious of the information they give out about themselves. There are many scammers out there targeting unsuspecting customers of Spectrum. Sadly, Spectrum Scam is one of the viral scams over the internet recently just like Home security promotions scam call. To stay safe from these fraudsters, you have to adhere to the instructions given above. Click Here to see a list of phishing scams to avoid. Other phishing scams we have reviewed are Jrm legal group scam, Smartr Recruitment Text Scam and Vanner ship scam job calls
